Types Of Insurance

Hey people, today im going to write a few words about insurance.  There are different types of insurance. Some types of insurance are required by law(such as vehicle insurance), while the others are voluntary. There are certain situations when some institutions demand that you have insurance in order get credit, travel abroad, take car on lease and so on. The most common types of insurance (in no particular order) are: - Property insurance, (buildings, equipment, houses and possessions),which provides protection against most risks, such as fire, theft or damage caused by weather or flood. - Car insurance which provides protection against damage to your car resulting from theft or accident - Insurance against accidents,...

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15 years of .mp3 format

Yup, 15 years have passed! Cool, huh? Patented in 1987, but it was named ".mp3" in 1995. .mp3 was developed in institute "Fraunhofer" in Erlangen, Germany. There, the scientists were looking for best compression alogorithm, and the song used in experiments was Suzanne Vega - Tom's diner. :) The idea was to separate and compress only parts of the song that can be registered by human ear. (Because every song has a lot of frequencies that can not be registered) Using this metod, thay "tricked" the ear by only playing registerable parts thus reducing the size to only 10% of the original size. The name was given in a poll! First .mp3 player was made in 1994, and when it was made, all major electronics manufacturers belived that it was too complicated...

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Fun and mostly useless facts - part 2

Its trivia time! This time mainly about science and super bowl! - A lump of pure gold the size of a matchbox can be flattened into a sheet the size of a tennis court. - Absolutely pure gold is so soft that it can be molded with the hands. - Ten per cent of the salt mined in the world each year is used to de-ice the roads in America. - The Chinese were using aluminum to make things as early as 300 AD Western civilization didn't rediscover aluminum until 1827. - The only rock that floats in water is pumice. - As of 2006, the cost of a 30-second commercial on average is $2.5 million. The first famous Super Bowl commercial was a 1974 ad for Noxzema featuring Super Bowl legend Joe Namath. - No network footage exists of Super...

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Stock or Bonds in 2011? That’s The Wrong Question

I found this very informative text, so i tought to share it with you. It is written by Charlie Farrell, well known investment advisor. "If you’re wondering whether you should invest in stocks or bonds in 2011, that’s like wondering if you should breathe air or drink water in 2011. Stocks and bonds are as different as air and water. It’s not one or the other, it’s both, and that seems to be a point that most investors still don’t understand. I can’t tell you how many articles I’ve read suggesting that investors load up on stocks and dump bonds this year. They approach the stock vs. bond question as if it’s only an issue of which will provide the better return in 2011. That’s not the way to analyze these two options. First, there’s no...

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Want To Become A Stockbroker?

Instructions Things You'll Need Financial Calculator Wall Street Journal Men's Suits Paper And Pencils Brokerage Accounts 1 Begin to prepare for your career in high school by taking courses in math, economics and business. And with even a small starting sum, you can manage your own stock portfolio (in a parent's name if you are under 18) to learn about different investments and their return. 2 Join an investment club, which compares different investment opportunities, analyzes results and jointly invests its funds. 3 Go to college. Most brokers are college graduates with a degree in finance, economics...

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